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Author(s) Linda Boelter


When you are between jobs, the paychecks may stop coming, but the bills don’t. When you do not have enough money to cover your monthly expenses and pay all your creditors, you face some tough financial decisions.

You may be tempted to take on more debt, but unless your situation turns around quickly, more debt only creates bigger problems. Instead, focus on cutting your spending and working with your creditors to reduce your payments until your situation improves. This fact sheet offers tips on sizing up your financial situation, prioritizing payments, and sticking to your plan (6 pages; 2006).

 

This publication is also available in Spanish as Cómo decidir qué cuentas pagar primero (B3459-03S), part of the Cómo arreglárselas cuando no tiene trabajo series.

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