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Item #: B3459-02
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Author(s) Joan E. LeFebvre, Linda Boelter

When your income is suddenly reduced, act quickly to stop all excess spending. Studies have found that many families do not adjust their lifestyle to cut spending until about six months after their income drops. Those six months can bring disaster.

Whether your situation is temporary or long-term, you need to get the most for your money. When you take charge of your new financial situation, you are making a positive contribution to your family’s well-being. Following the basic money management guidelines contained in this fact sheet can reduce stress and help you adjust to living on less income (6 pages; 2006).


Also available in Spanish as Cómo gastar menos (B3459-02S), part of the Cómo arreglárselas cuando no tiene trabajo series.


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